Our Extended long-term expat health insurance plan covers dental treatment following an accident with no waiting period, across both Basic and Premium policies. After a 6-month waiting period, both policies also include a general allowance for routine dental treatment, with limits of €750 on the Basic policy and €1,125 on the Premium policy. Coverage applies only to new dental conditions that begin after the policy start date; pre-existing conditions are excluded.
Does long-term expat health insurance cover dental treatment following an accident?
Both the Basic and Premium policies under our Extended long-term expat health insurance plan include unlimited coverage for dental treatment resulting from an accident. An accident is defined as a traumatic physical episode.
For example, a fall that chips a tooth. There is no waiting period for accident-related dental coverage.
Does long-term expat health insurance cover routine dental treatment?
Both the Basic and Premium policies include a general allowance for routine dental treatment after a 6-month waiting period from the policy start date.
The Basic policy provides up to €750, and the Premium policy provides up to €1,125.
What routine dental treatments are covered under the Extended plan?
After the 6-month waiting period, the following routine dental treatments are covered:
Dental inspections and preventive care, such as check-ups and cleanings
Pain relief treatments, such as simple fillings
Dental X-rays
Treatment of gums, including operative and gnathological procedures
Dentures, including restoration of existing dental prostheses and installation of new prostheses, crowns, bridges, and pivot teeth
Orthodontic treatment for children aged 17 and under, including the cost of appliances to correct the position of natural teeth
Are pre-existing dental conditions covered under the Extended plan?
Pre-existing dental conditions are not covered under the Extended plan. Coverage applies only to new dental conditions that first arise after the policy start date. Any condition that was known, treated, or diagnosed before the policy began is excluded from coverage.