You can cancel your expat health insurance on a monthly basis, with coverage remaining active until the end of the month you cancel in. If you change your mind shortly after purchasing, a right of withdrawal period applies, giving you 14 days from purchase (or until the policy start date, if that's further out) to cancel and receive a full refund, provided no claims were made. If you don't cancel within that window, a minimum of 1 month on the policy applies.
How does the expat health insurance cancellation policy work?
You can cancel your expat health insurance on a monthly basis. Premiums are charged on the 1st of each month, so as long as you cancel before the end of the current month, you won't be billed again from the following month. Your coverage stays active until the end of the month you cancel in.
What is the right of withdrawal period for expat health insurance?
The right of withdrawal period depends on when your policy starts relative to your purchase date:
If your policy starts within 14 days of purchase, you have 14 days from the purchase date to cancel and receive a full refund, as long as no claims were made during that period. For example, if you purchase on May 1 and the policy starts on May 7, you can cancel any time before May 15.
If your policy starts more than 14 days after purchase, you can cancel any time before the policy start date and receive a full refund. For example, if you purchase on May 1 and the policy starts on August 1, you can cancel any time up to and including July 31.
If you don't cancel within the right of withdrawal period, a minimum of 1 month on the policy applies.
Where can I find more information?
If you have any further questions, feel free to reach out to us.