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Does expat health insurance cover chronic illnesses?

Eloi Lanthiez avatar
Written by Eloi Lanthiez
Updated over 4 months ago

Expat health covers new medical conditions, accidents or emergencies that first commence after your policy has commenced.

It does not cover pre-existing conditions that were known, treated or diagnosed before the policy commenced.

Therefore, if you first develop a chronic condition after your policy starts, then it would likely be covered.

But if you already have a chronic condition before your policy commences, then it would be considered a pre-existing condition and would not be covered.

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