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Does expat health insurance cover chronic illnesses?

Eloi Lanthiez avatar
Written by Eloi Lanthiez
Updated over 10 months ago

Expat health covers new medical conditions, accidents or emergencies that first commence after your policy has commenced.

It does not cover pre-existing conditions that were known, treated or diagnosed before the policy commenced.

Therefore, if you first develop a chronic condition after your policy starts, then it would likely be covered.

But if you already have a chronic condition before your policy commences, then it would be considered a pre-existing condition and would not be covered.

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