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Are dental treatments covered by expat health insurance?

Eloi Lanthiez avatar
Written by Eloi Lanthiez
Updated over 4 months ago

Yes, our expat health insurance will cover some dental treatment!

Dental health is a pivotal part of our overall health, so we understand it is important to have coverage for this area.

Newcomer Plan

On the Newcomer plan, you can receive coverage of up to €500 for pain-relieving restorative dentistry including simple fillings and repairs of existing dentures as long as this treatment is performed or prescribed by a dentist. Please note that this applies to new dental issues after purchasing your insurance, not pre-existing ones. It does not include check ups or dental cleanings.

Extended Plan

Our long term health insurance (Extended Plan) offers dental coverage in both our basic and premium policies. Below, we provide an overview of what is included in each of the tariffs that we offer.

DENTAL CARE BENEFITS

Basic

Premium

Dental Treatment following an Accident

Dental Treatment
Available after 6 month waiting period on the policy

€750

€1,125

In general, there is unlimited coverage for accidents and there is no waiting period for this aspect of the coverage.

Note: Accident refers to a traumatic episode only, eg fall and chipping your tooth.

Additionally, after a 6 month waiting period, you will also receive a general allowance for routine dental treatment.

Routine dental treatment includes:

  • Dental inspection, preservation eg check up or cleanings

  • Pain relief treatments such as simple fillings

  • X-Rays

  • Treatment of gums, operative and gnathological procedures

  • Dentures, including restoration of the function of dental prostheses and the installation of new prostheses, crowns, bridges and pivot teeth

  • Orthodontic treatment is available to children aged 17 years and under and includes the costs of appliances to correct the position of natural teeth

Please note: The coverage above pertains to new dental conditions that first commence after the policy begins. The coverage excludes any pre-existing conditions that were known, treated or diagnosed before the cover commenced.

If you would like to sign up for expat health insurance or learn more about what each policy includes, you can do so by clicking the link here.

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